If you are looking to close out your MoneyView account forever, it may be that you have outgrown the app, found a different tool which better suits your needs, or that you are worried about privacy and security issues. MoneyView is a very popular financial management and lending platform in India that also provides personal loans, credit report access, and expense tracking. While the app does what it says on the tin for many users, at some point you may no which is the right time to put your account to rest. In this article we will take you through the process of Delete MoneyView account permanently in easy step by step instructions.

To understand the need to delete your account.

Before you begin we must note that which is what deleting your MoneyView account is all about. What you are doing is completely removing all of your personal information, linked bank accounts, transaction history and access to any of the platform’s services. This is a final action which is not reversible. Once the account is deleted you will not be able to log in or get back any of the past data related to that account.

People have many reasons to remove their MoneyView accounts. Some users may outgrow the app after they’ve paid off a personal loan. Also at play may be security issues or a general desire to reduce digital presence. In very rare cases we see account deletion due to poor service. Whatever your reason is, it is important to make sure that you do not have any outstanding loans, EMIs, or pending payments related to the platform before you begin the deletion process.

Pre-Requisites Before Deleting the Account

Before you can delete your MoneyView account we have to see that all transactions that go through your account are finished. That means that you should see your current loans out, also all EMIs should be paid in full and at the time try to break links with bank accounts if they are present. Should you have not settled your payments it will cause your request to be turned down or put on hold.

Also I would advise that you back up any data which you may need in the future for example transaction records, credit score history, or key financial information. At MoneyView, as with most fintech companies we see to it that the privacy of our users is a top priority, hence we do not keep your info on file for long after account deletion as is required by policy and regulation. Thus when you delete your account permanently all related information also gets removed.

How to Start the Account Deletion Process.

MoneyView does not present a straightforward “Delete Account” option in the app or on the site which at times may cause confusion. But they do get back to you if you approach them through the support lines for that. The best way to go about it is to email their customer support team with your request. What you will want to do is to put together a simple and to the point email that you wish to remove your account permanently.

The email has to be sent from the email ID in which your MoneyView account is registered. Also include your full name, registered phone number and the reason for deletion which is optional. Also it is a good to mention that you have paid all that was due and are no longer a user of the platform’s services. This will help the support team to quickly look into your request and act on it.

Once you email our support team at MoneyView’s support address which is usually support@moneyview.in you will have a turn around time for a response between 1 – 2 business days. May be they may require that you verify your identity or that you resend info before moving forward. In some instances one of our team will contact you to go over what happens once you delete your account from which there is no return. Also when you reach out for support they will be also reaching out to you to discuss these matters.

What’s the result of the approval?

Once your request is approved MoneyView will begin the process of removing your account from our system. This may take a few days which is at the discretion of the volume of other requests they are processing and if additional verification is needed. You will usually get a final confirmation once the account is deleted.

At present you may still see some notifications and email from the application, which should stop once your account is fully deleted. Should you still receive messages after deletion, you can reach out to customer support again and ask to be put back out of all mail lists or notification services.

Also at your option to remove the MoneyView app from your phone once you have confirmation that it’s deleted. This will help you to avoid issues in the future and see to it that your device isn’t filled with app data it doesn’t need. Also go in and clear out your browser history if you used the MoneyView site from a desktop computer.

Tips also to improve your digital privacy.

Deleting your MoneyView account is a step in taking back your financial data, also it is a good idea to regularly go over what digital footprint you leave. See to it that which apps and platforms you don’t use are fully turned off or deleted. This also helps reduce the chance of data breaches or of your personal info getting into the wrong hands.

Always use strong passwords and 2 factor authentication with your financial accounts. Also be aware of what you grant permission to which apps we see reports of apps that access your bank info, SMS, or contact list which is very concerning. For financial apps make sure they are from trusted developers and that you download them from the main app stores.

Conclusion

Permanently removing your MoneyView account is a simple process once you approach it right. Although the platform doesn’t have an in app option for deletion, users may request account closure by reaching out to customer support via email. Before you do that though it is very important to pay off any outstanding charges and to make sure that you no longer use the app’s services. By following the steps above you can see to it your MoneyView account is closed out properly and responsibly which in turn helps you have better control of your personal financial data.

Read Also : Is it safe to take a loan from the Moneyview app?