Top 15 Best Refer and Earn Apps in India [100% Working]

Are you trying to find applications that will help you to earn money?

I know making money sucks. It takes a lot of handwork and patience. But today I am gonna show you some of the best refer and earn apps that actually pay.

You can easily earn ₹ 2000 by referring your 10 friends.

Refer and earn apps – there are several apps in India which allows you to earn money by referring the apps to your friends which is also known as invite and earn apps. Through this, the companies can cut down money in promotion and distribute among the customers as a loyalty return.

Read Also: Online real money earning games in India

Here is the list of direct links to the best refer and earn apps in India . For further explanation scroll down and click on any of the app. Check out the best refer and earn apps or invite and earn apps.

List of Top 15 best refer and earn apps in India

Refer and Earn Apps List	Refer Earn Money	App Link
1. Upstox	Rs.400	Download App
2. Google Pay	Rs. 101	Download App
3. PhonePe	Rs. 125	Download App
4. Paytm	Rs. 1000	Download App
5. MobiKwik	Rs. 20	Download App
6. Groww App	Rs. 100	Download App
7. Meesho App	Rs. 1000	Download App
8. My11Circle	Rs. 551	Download App
9. EarnKaro	10% for lifetime	Download App
10. Paytm First Games	Rs. 10,000	Download App
11. Vision11	20% for lifetime	Download App
12. Batball11	Rs. 50	Download App
13. 11Challengers	20% for lifetime	Download App
14. Sharechat App	Rs. 15	Download App
15. AppBrowzer	Rs. 999	Download App

1. Upstox

If you are a regular viewer of some famous YouTube Vloggers then you may have seen the Upstox ad in their video. It is a mutual fund app. In this app, we can invest our money in stocks, mutual funds and digital gold.

We can earn money from this app by referring our friends and family members. If you share the Upstox Referral Code and referral link then you will get a ₹400 in your wallet. You can withdraw this balance to your bank account whenever you want.

As per Upstox Refer and Earn offer terms and conditions, you will get your referral amount to your account when your friend’s account is opened successfully. They need to submit correct details successfully to have a Upstox Demat and trading account.

Upstox Refer and Earn

• First of all, download the Upstox App.
• Create an account by uploading correct details.
• After creating your Upstox demat and trading account.
• Tap on the profile icon.
• Choose the ‘Refer and Earn’ tab.
• Share your Upstox referral link on WhatsApp or SMS.
• Once your referred friends completes their profile, you will get ₹400 cashback.
• You can check your referrals and earnings on the ‘Your Earnings & Referrals’ tab.

Download App

2. Google Pay

We can transfer money in various ways. UPI is one of the best money transfer ways in India. We can easily transfer our money from one bank account to another. Google Pay is one of the most loved UPI money transfer apps in India.

The reason why most of us prefer to transfer money through Google Pay is we have a chance to earn a scratch card for every transaction of ₹150 or more.

Google Pay has a refer and earn scheme too. This is an evergreen offer from Google Pay or Tez. But it changes its terms and conditions from time to time. Some of the time you will get ₹201 or sometimes you will get ₹180 or ₹150 for a referral. All your earned cashback through Google Pay will be deposited to your primary bank account linked with UPI. Recently Google Pay has changed its referral policy. Now you will get ₹21 for a new referral and the person who will join through your link will also get ₹21 cash in their bank.

Download App

Google Pay Refer and Earn Offer

• First of all, download the Google Pay App.
• Register and link your Bank account.
• Now tap on the profile icon.
• Again click on ‘Invite friends, get rewards’ option.
• Copy your Google Pay referral code and tap on ‘Share’.
• Share your Google Pay Refer and Earn link on WhatsApp and other social media platform.
• Once they register through your link and makes their first UPI payment you will get ₹201 cashback in Bank. At the same time they will get ₹21 in their bank account too.

3. PhonePe

Apart from Google Pay, PhonePe is another most used UPI app in India. In this app, you can make a lot of different kinds of online payments. From Bank transfer to investment, gold purchase or in-app purchases, everything is possible through the PhonePe App.

PhonePe comes with a referral offer from the beginning days. If you refer your friends to join and make UPI payments through PhonePe, you will get cashback.

You will receive ₹125 in your PhonePe wallet for a successful referral. After that, you can easily transfer your PhonePe wallet balance to your Bank account within a few minutes.

PhonePe Refer and Earn Offer

• First of all, download the PhonePe App.
• Register and link your Bank account.
• Now tap on ‘Refer & Earn ₹125’.
• Tap on any social media icon and share your invite link.
• Once your referred friend joins thorugh your link and makes their first UPI payment, you will receive a ₹125 cashback in your PhonePe wallet.

Download App

4. Paytm

I don’t need to introduce you to this app. You all know a little bit about Paytm. There are very few things that we can’t do online with Paytm App.

From recharge, bill payment to shopping, investment, games, digital gold, money transfer and a lot of things we can do from the Paytm App. Paytm has its own Payment Bank too. A lot of people use the Paytm App to receive and make payments, easy UPI money transfers and cashback offers.

Paytm recently launched a new referral offer. In this Paytm referral offer, if you refer your friends then you will get ₹100 cashback in your primary bank account. Apart from this, if you refer your friends to make recharge or buy FasTag through the Paytm App then also you will get 2000 cashback points and ₹20 cashback.

Paytm Refer and Earn Offer

• First of all, download the Paytm App.
• create an account and link Bank account.
• Scroll down and tap on ‘Refer & Earn ₹100’.
• Copy your invite link and share it on social media.
• If you refer friend to make UPI payment then you will get ₹100.
• If you refer friend to recharge or buy FasTag then you wil get 2000 cashback points and ₹20 cashback.

Download App

5. MobiKwik

MobiKwik is also a Payment app. In this app, we can do a lot of things from online money transfers to recharge, bill payments. MobiKwik recently changed their previous referral offer. And now they have relaunched the referral offer with new terms and conditions.

Now, if you refer your friends to MobiKwik and if they start inviting friends you will get ₹20 cashback in your MobiKwik Wallet. Apart from this, if you refer your friends to transfer MobiKwik wallet to Bank then also you will earn ₹100 cashback in your wallet.

But in this case, the minimum transfer amount is ₹2500 or above. Please note that, if you have changed your UPI ID before on MobiKwik or if you have linked your Payment Bank on MobiKwik then you will know to earn any cashback.

MobiKwik Refer and Earn Offer

• First of all, download the MobiKwik App.
• Create an account and link your Bank account.
• Now scroll down and find the ‘Refer & Earn’ option on the ‘offers for you’ tab.
• Simply copy your invite link and share it on your social media.
• Once your referred friend makes their first UPI payment you will get ₹20 cashback.
• If they add money through your link you will receive ₹100 cashback.

Download App

6. Groww App

Groww is a mutual fund app. In this app, you can buy stocks, mutual funds, digital gold. To refer and earn money from the Groww App you need to create an account here first. After that, you can easily earn money from the Groww App through referral.

You will get ₹100 for a new referral once they signup through your link and activate their stocks account. The money will directly be deposited to both of your Groww balances.

Groww App Refer and Earn

• First of all, download the Groww App.
• Register and create your account.
• After submitting all the details, your account will be activated.
• Now tap on the profile icon.
• Scroll down and tap on ‘Share and earn cash rewards’ option.
• You can check all your successful and pending invite on the About Invite tab.
• Both of you will receive ₹100 in your Groww balance once they complete their Groww account.

Download App

7. Meesho App

Meesho is known as India’s no 1 reselling app. Here you can earn money by referral and reselling products. I have already written an article on this topic before. Here you can earn money by reselling products and through referral.

This post is all about ‘best refer and earn app in India’. So there is no value to talk about Meesho reselling. There are four sections in the Meesho Referral. If you refer your friends to join the Meesho App then you will earn 25% of their sales for the next 12 months.

The four sections are Zero Referral, Rising Star, Super Star and Mega Star. Reselling App Meesho claims that you can earn up to ₹50000 in 12 months from the Meesho App.

Meesho Refer and Earn

• First of all, download the Meesho App.
• Register on this app.
• Tap on the Account option.
• And then choose the ‘Refer & Earn’ option.
• Simply choose the ‘Refer a friend’ and share your Meesho invite link.
• Once your friend join through your link and start shopping or reselling, you will get 25% of sales for the first 3 orders.

Download App

8. My11Circle

It is a fantasy cricket app. In this app, you can play fantasy cricket, football and rummy. This app is also known as the Sourav Ganguly fantasy cricket app or Rummy Circle. In this app, you will earn a ₹551 cashback directly in your bank account.

If you wish you can play fantasy cricket, football, rummy games on this app. But to earn ₹551 for a referral in the bank, there is no need to play or invest a single rupee. All you can do is through a referral.

You have to complete KYC through your PAN Card and Bank details. After that, you can withdraw your referral money from a Bank account.

The minimum withdrawal limit is ₹100. You will get only one free withdrawal per month. It will take up to 3-7 days to reflect the amount into your bank account.

My11Circle Refer and Earn

• First of all, download the My11Circle App.
• Create an account and complete Profile.
• Now Tap on the ‘Refer & Earn’ section.
• Copy Link or Share Invite Link on WhatsApp.
• If your friend plays for the first time, you will receive ₹51 in your wallet.
• After that if they play of amount ₹40 or a total of ₹40, you will recieve ₹4 in your wallet.
• In this way you can earn ₹4 per friend 125 times if they plays ₹40 amount 125 times.

Download App

9. EarnKaro

If you want to join an affiliate program and earn money from sitting at home then EarnKaro is the best platform for you. As you know, you have to apply for approval for any particular affiliate program.

But in EarnKaro, there is no need to wait for the approval. You can easily start promoting products link on your social media and earn money.

Apart from affiliate marketing, you can earn money from the EarnKaro App by referral too. In this case, you will earn 10% of the profit your friends make forever.

The minimum withdrawal limit is ₹10. You can easily withdraw your earnings from your Bank account.

EarnKaro Refer and Earn

• First of all, download the EarnKaro App and SignUp.
• Tap on the profile option.
• Now select the ‘My Referral’ option.
• Tap on ‘Refer & Earn Lifetime’.
• Share your referral link on Facebook, Telegram or WhatsApp.
• You will get 10% of the profit your friends make forever.

Download App

10. Paytm First Games

It is an official gaming app from Paytm. We can play different types of online games in this app. From fantasy cricket, rummy card games to puzzle, quiz, poker everything we can play in this Paytm First Games.

Sachin Tendulkar is the brand ambassador of the Paytm First Games App. This app comes with an amazing refer and earn offer.

If you refer friends to download and play games on the Paytm First Games then you will earn upto 10% winning cash and spins. You can withdraw the winning cash on your Paytm wallet or Bank account once you get ₹100 or more winning balance.

The best part of the Paytm First Games is you don’t need to complete KYC if you have signed on to this app with your Paytm number. Also, you will get instant withdrawal in your Paytm wallet or Bank account.

Paytm First Games Refer and Earn Offer

• First of all, download the Paytm First Games Apk.
• SignUp with your registered Paytm number.
• Tap on the three lines.
• Now select the ‘Refer & Earn Cash’.
• Copy the Paytm First Games referral code and link.
• Share invite link on your social media.
• If your friend adds money to their wallet ₹1-₹100 then you will get 10% winning cash.
• Similarly, if they adds ₹101-₹1000, ₹1001-₹1L or ₹1L+ then you will get 5%, 3% and 1% winning cash respectively.

Download App

11. Vision11

You must not hear about the Vision11 app. It is a fantasy cricket app. In this app, you can play fantasy games like fantasy cricket, football, basketball, baseball, handball etc.

Users can play fantasy games and earn money through this app. Apart from the fantasy games, you can earn money through the refer and earn offer too. Usually, you will get a ₹100 bonus for a new referral.

But as per the new referral policy, you will earn 20% of your friends deposit. It means if your friend deposits a ₹100 in the Vision11 wallet, you will get a ₹20 in your Vision11 winning balance. The minimum withdrawal on this app is ₹100. You can withdraw your winning balance on your Paytm App and Bank Account instantly.

Refer and Earn 20% Winning Balance

• First of all, download the Vision11 App.
• Enter referral code SUVAM and register on this app.
• Tap on ‘More’ section.
• Select the ‘Refer & Earn’ option.
• Share your Vision11 Invite Link with your friends.
• Once they signup through your link and deposits money, you will get 20% winning balance.

Download App

12. Batball11

Batball11 is a Fantasy sports App to play Fantasy cricket and you can earn Real Cash by using your knowledge of cricket. It brings a whole new level of fantasy gaming which allows you to play the fantasy sports with interesting offers and unique features.

On joining, earn 50 INR Rewards in your Batball11 wallet as a joining Reward by using Referral Code SINGH
Moreover, refer and invite your folks to the BatBall11 community by sharing a batball11 referral code with them.
Once a referred user download the App and deposit minimum Rs. 20, you along with the referred user will be rewarded with 50 INR Rewards each in your wallet.
Infinite number of referrals can be referred an entire life of Batball11.
So, the more referrals you send our way, the more rewards you could make.

Download App

13. 11Challengers

This is a fantasy cricket application. In this app, you can earn money in your bank or Paytm cash by playing online games and referring friends. If you have some friends or members who love to play online games then you have a great chance to earn some passive income for your whole life through the 11Challengers fantasy app.

If you refer a user to play games on the 11Challengers fantasy app then you will get a ₹50 cash bonus. At the same time if they deposit money in their wallet then you will get 20% of the amount in your winning balance. You can withdraw all your earning from 11Challengers affiliate to your Bank account or Paytm wallet. The minimum withdrawal limit is ₹200.

Earn 20% Contest Commission

• First of all, download the 11Challengers App.
• Register or create an account.
• Enter 11Challengers Referral Code SUVAM.
• Tap on three lines and choose the Invite Friends option.
• Tap on Invite Via WhatsApp and share link.
• Once your friend plays a cash contest you will get 20% of their contest commission.

Download App

14. Sharechat App -Refer and Earn Rs.15 Paytm cash

Sharechat is an app which has a collection of WhatsApp videos, status, and Images, which can be used for sharing with friends. To promote they have come up with referral program.

Sharecat Refer and Earn

• First Download the share chat App here
• After downloading select language, verify your number with OTP.
• Now goto Dashboard click rupee icon which is at right top corner of the dashboard.
• Click On QR Code Referral Scheme & Share your QR Code/Link with your friends and You Will Get ₹15 On Each
• Successful Referrals.
• Now Link paytm number with sharechat to redeem the earnings. And check your earnings in “My earnings tab“, Happy earning.

Download App

15. AppBrowzer App Refer and Earn upto Rs.999 per referral

This is an app which helps you to access all the apps in one app itself, this an an very usefull app, only for entertainment apps, since it saves your mobile space. to promote the app, they have come up with refer and earn program, in which for each referral we get scratch card like tez app, in which you can earn upto Rs.999 per referral

AppBrowser App Refer and Earn

• Download Appbrowzer here.
• Once download signup with mobile number and with email id
• Now you get a scratch card, which can be used once you use the app or 5 consecutive days.
• Now click on Invite and earn in the homepage and share it with your friends. and earn upto Rs.999 per referral.

Download App

Read Also:- Best affiliate programs in India